8/12/2023 0 Comments Mortgage interest rates calculatorFor borrowers with a loan insured by the Federal Housing Administration, known as FHA loans, refinancing into a conventional mortgage can eliminate annual mortgage premium payments once you’ve reached 20 percent equity in your home. on a loan term of 360 months, down payment of 20, and an interest rate of. Don’t forget that removing someone from a mortgage doesn’t remove them from the deed of the home, which may require filing a legal document called a quitclaim deed (check your state’s property laws for guidance). Use PrimeLendings mortgage calculator to check the rate variables and. The person who is refinancing the loan into his or her name will have to qualify for the new loan solely with their own income, credit and employment. This might also apply if you bought a home with another relative or friend. Divorce is another reason to refinance in order to get your former spouse’s name off the loan. amount with a 4.24 fixed interest rate for the entire duration of the loan.
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Since a computer actually "reads" the meters, the possibility of human error is removed from recording your monthly usage, meaning the greatest possible accuracy for your billing. Commercial Rates can be found here.The current meter reading system is Tri-County EMC’s second automated system and represents an investment in automated metering technology (AMI). Additionally, our energy experts can help you answer energy efficiency questions and also offer a free energy audit service for your home. More information about energy efficiency can be found throughout this website and in our monthly newsletter. Sudden fluctuations can also indicate a problem with equipment in your home. This makes the amount of your bill very sensitive to changes in weather. In the average home, over 40 percent of the energy bill goes to heating and cooling. While most residential electric accounts follow a typical pattern of seasonal usage, occasionally a customer will experience a higher or lower than normal bill. You can easily check this number against the actual current meter reading, which is clearly visible on the front of your meter. The current meter reading is provided on your bill. This system makes recording and accounting for energy usage extremely accurate. The energy usage information is then downloaded into a computer for bill processing. How can I be certain my bill is correct? Tri-County EMC's meters are read remotely through the powerlines. Is my account being billed at the correct rate? For residential customers, there are three categories of rates available. The Basic Rate is available for all residential customers using fossil fuel in the home. The Total Electric Rate is available to members utilizing electricity as the exclusive fuel for the home (external gas grills and gas fireplace starters are allowable exceptions). Multiphase service is available to all residential accounts at an additional charge.įor commercial and industrial accounts, a General Service Rate is available as either "demand" or "non-demand". The General Service Non-Demand rate is available for commercial or industrial accounts using less than 30 kW and 3,000 kilowatt hours per month. The General Service Demand Rate is available for accounts exceeding 30 kW and 3,000 kilowatt-hours per month. Multiphase service is available to all commercial and industrial customers at an additional charge. The remaining portion is a "minimum bill" charge, which covers reoccurring costs associated with providing electrical service, regardless of energy usage. What is included in the "Energy and Distribution" amount on my bill? All of the costs associated with purchasing power, delivering it to your home, and maintaining data and billing for your account are included in the "Energy and Distribution" amount. One of the components is for monthly energy usage, charged on a per kWh basis. Both the app and the customer portal allow you to create free alerts, via email or push notification on smartphones, that remind you that a bill has been sent or that a payment is due. Are there options of ways to receive my bill? You can receive a bill via mail, email, the online customer portal or myTCEMC mobile app. We highly recommend that you have alerts set up on your account that remind you that a bill has been sent or that a payment is due. Past due accounts are subject to disconnection. Failure to receive a bill or failure of the postal service to get your payment to us by the due date does not exempt you from either paying the bill or from late charges that may accrue.Tri-County makes every effort to contact members subject to disconnection through an automated courtesy call and a mailed late notice. It is the responsibility of the member to notify Tri-County with a change of address. If you do not receive a bill, please call our customer service department. What should I do? Your monthly bill is sent approximately thirty days apart. The following are answers to common questions about your bill: I didn't receive a bill this month. Accounts disconnected for non-payment will require payment in full including applicable reconnection fees and an additional deposit prior to the reconnection of electric service. Your bill lists a due date by which the current amount due must be paid to avoid a 5 percent penalty. Additional data about your account can be found in the customer portal or your myTCEMC app. Your Tri-County EMC bill provides an informative breakdown of the total charges for your electric service, plus comparative data and graphs showing how your current month's energy usage stacks up against past months. 8/12/2023 0 Comments Airflow 4000dCoolingĪs mentioned up top, the 4000X RGB comes with three 120mm RGB PWM spinners at the front, which are wired to an RGB control hub at the rear of the chassis. A cable cover is present to ensure you can’t peek into the rear of the chassis and see the mess back there. And though you can opt to vertical-mount your GPU, we would avoid this option as the two vertical slots are quite close to the side panel, so the looks will cost you in thermals - and you likely won’t see much anyway through the dark tint. In the main compartment there’s room for up to ATX size motherboards and the biggest of graphics cards. Behind the motherboard tray are two 2.5-inch caddies, which you can move to the top of the PSU shroud if you want to show off your SSDs. At the bottom is a PSU shroud that hides the lower clutter, where you’ll be able to fit large power supplies and up to two hard drives. On the inside, the 4000 series cases feature a commonly found compact ATX layout. So for this review we’ll be focusing on the 4000X – but don’t worry, we’ll provide testing data on the 4000D Airflow, too. Other than those differences, the cases are all identical to one another. The 4000D will come with two non-RGB fans, with the front either covered with a solid metal slab or a meshed front panel on the 4000D Airflow. The 4000X RGB comes with three fans behind a tempered glass panel at the front of the chassis. Corsair 4000X (Black) at Amazon for $129.99.Tempered Glass Panel, RGB (only on 4000X RGB) 8/12/2023 0 Comments Despicable me mega blocksLook for Despicable Me Supervillain Jet #Minions Mega Bloks Activity Sets in retail stores near you. There’s lots of collectible and customization Minions available for purchase find them in a store near you. My son loved playing with Kevin and Stewart Minions characters and I hope your child does too. Kevin and Stuart take to the skies in the Supervillain Jet by Mega Bloks Itll be chaos in the cockpit. The Supervillain jet was constructed very well and even when I messed up on placing pieces in the wrong spots because I did get confused with some directions it still looked amazing once completed, even if I did have a few parts left over once they fell off. Mega Bloks Despicable Me Supervillain Jet. Windows that open along with turning this “blue thing” on the end that allowed a rope to go up and down and lower the minion from the ship. My guy loved that the Supervillain Jet has movable pieces. Once the Supervillain Jet by Mega Bloks Minions was complete it was all about play time. I did see that the set said it was for 5 years old and up but he has never showed previous interest in Mega Bloks sets so this was really exciting. He looked for pieces following the directions and put them together just like the instructions showed him. I never thought he’d be interested in putting it together but once he saw the 2 Minions characters that came with the set he wanted to play, too. The next day I was sitting at the table working on step 50 when my 7 year old came over and asked me what I was doing. For us its very rare to see the girls actually doing something together lately so this was a refreshing site. My niece and daughter were the first one’s to offer to jump on this fun project. They package pieces in several bags so that you can follow the directions and look for the pieces. I think it took us about 4 days to put together. With 472 pieces this was going to be HOURS of fun. Mega Bloks, a line of construction set toys, is its most popular product. My kids love those adorable little Minions so when I pulled out Mega Bloks building set that was sent for us to put together and review I knew it was going to be a family project. and Ritvik Holdings) is a Canadian childrens toy company currently owned by Mattel. This fully buildable Jet features an opening cockpit and canopy, working ejector seat, two side launchers, and a trap door for quick escapes! Includes two buildable Minion character figures – Kevin and Stuart – with interchangeable parts, including overalls, goggles, arms, feet and hair. Kevin and Stuart take to the skies in the Supervillain Jet by Mega Bloks Minions! It’ll be chaos in the cockpit when you load one of your Minions at the helm of this despicable plane. Mega Bloks Despicable Me Supervillain Jet Mega Bloks Despicable Me Beach Day Brand: Mega Bloks 47 ratings 3 answered questions 7999 FREE Returns Available at a lower price from other sellers that may not offer free Prime shipping. You’ll kid are going to enjoy hours of fun putting together and playing with these sets. MEGA BLOKS – Mega Bloks have stocked store shelves with Mega Bloks Minions construction sets. To keep busy before we head out I have a great little project for the kids. My kids are super excited about the Minions release and we already have plans to see those minions in action. Your favorite little Minions have hit the big screen and you know you’ll be running to theaters to see it. Thoughts shared are completely our own opinions and we hope you enjoy our review. 22.49 (Kohls) Mega Bloks Despicable Me Name Plate Builder, Multicolor. 19.99 () Mega Bloks Star Trek Klingon D7 Battle Cruiser. Build all kinds of merry mischief when you count down to the holidays with the Advent Calendar by Mega Construx™ Despicable Me! Featuring 24 different holiday-themed surprises, which you can open and build each day, this exclusive seasonal set includes two never-before-seen buildable Minions in special festive outfits! Ideal for ages 5 and up Advent Calendar with 24 different holiday surprises for building a new toy each day Includes two never-before-seen, holiday-themed buildable Minion characters with interchangeable parts, including overalls, goggles, arms and feet Combine with other Mega Construx™ Despicable Me playsets to build your own Minion mischief! Discover holiday-themed surprises! Reveal some Christmas cheer when you open the Advent Calendar compartments! Discover iconic holiday-themed items like a holiday train, Christmas tree, a reindeer, and many more! Count down to the holidays! Keep track of the days as you count down with a surprise for each day of the season! Build up the excitement as you create a complete Minion holiday scene.We were sent a Despicable Me Supervillain Jet #Minions Mega Bloks Activity Sets for the purpose of this review. Mega Bloks Despicable Me Name Plate Builder. 8/12/2023 0 Comments Games like starboundWeaponry can be upgraded once you explore and collect weapons that you can use in battles and win the opponents. Gameplay includes collecting items so you can survive there like collecting food, weapons, decorating items, and much more. To keep it interesting, there are several obstructions and monsters are one of them. Exploration is the main objective as you will find several hidden treasures and resources. This one also features the sandbox genre where the player is dropped on a random world to explore and stay alive even in the harsh states. Planet Explorers can be played on Linux, Mac, PC On what platforms can Planet Explorers game be played? Getting Through several harsh environments, you explore and gather materials to build the required structures and tools. Gameplay takes place in the future 2287 after you crash and now you colonize the place to survive. The player can choose from the three modes before getting the multiplayer environment. As it is vast so the exploration is the open world where plenty of depth is present in the content. The game is based on the adventure role-playing genre where you act as a wanderer in the strange land just after you crashed. On what platforms can Crashlands game be played?Ĭrashlands can be played on Android, iOS, Mac, PC Inventory management is also necessary as new tools come to be used, so you continue your adventure. You have to improve your stats, fight enemies, build your ship and explore a lot. Gameplay focuses on getting back to your planet, but it’s not that easy. The harsh environment makes you explore, collect resources, and develop things using them. The game sets you in the space environment where you need to stay alive fighting against all the odds. The game offers the same survival mode that can also feel like Don’t Starve. The next one is the Crashlands as one of the Starbound alternatives. On what platforms can Magicite game be played? Also, you can make purchases for the resources you want. Players will face several types of monsters as their enemies that you need to kick out of your way. Gameplay starts once you choose your character and class and it offers abilities accordingly that you use later for collecting and building purposes. Other than survival, it also makes you manage your resources, collect things, craft some equipment and explore the worlds. Here the main ingredient is the survival mode that makes players try it from all over the world. On what platforms can Goliath game be played?Īgain a role-playing game that presents the data in 2D environments. This way, the game world brings you endless exciting things, and completing missions get you upgrades. Here you experience the ability to create while getting in several battles with the opponents. Gameplay takes place in several environments as you explore and collect things to make useful things. The quest system keeps it all interesting where robotic clarion helps you in that virtual world. In the game, you get involved in several exciting tasks like crafting those giant robots and take part in fights against those monsters. The game deserves to be on the list as it brings a great amount of action and adventure. 8/12/2023 0 Comments Space shuttle endeavor photosImage right: Space Shuttle Endeavour is moments away from touchdown at the Kennedy Space Center's Shuttle Landing Facility, bringing to a close the STS-113 mission to the International Space Station. The research tested the production of protein crystals grown in microgravity.īecause of Endeavour's excellent performance, NASA decided to extend the flight two days to complete more mission objectives and allow the crew enough time to prepare for landing. The crew also took part in the Commercial Protein Crystal Growth experiment. This was the first time four spacewalks were conducted on a Space Shuttle mission and one of them was the longest in space history, lasting more than eight hours. Once the new motor was attached, it propelled the satellite into the correct orbit, providing a relay link for the equivalent of 120,000 two-way simultaneous telephone calls and three television channels. They conducted medical tests assessing the human body's performance in microgravity, and recorded footage for an educational video comparing Cook's first voyage on Endeavour with the Space Shuttle orbiter's maiden voyage. An unprecedented three-person spacewalk took place after the procedure was evaluated by the astronauts and ground team.īetween rescue attempts, the STS-49 crew was busy with a variety of activities. It took three attempts to capture the satellite for repairs to be made. The project sparked public interest in the mission and NASA received a deluge of suggestions on possible ways for the crew to grab onto the satellite. Unfortunately, the Space Shuttle wasn't designed to retrieve the satellite, which created many repair challenges. One of Endeavour's primary assignments was to capture INTELSAT VI, an orbiting, but not functioning, communications satellite, and replace its rocket motor. Its first launch, the STS-49 mission, began with a flawless liftoff on May 7, 1992, beginning a journey filled with excitement, anticipation and many firsts. Space Shuttle Endeavour embodies similar experiences. Cook also established the usefulness of including scientists on voyages of exploration. Thousands of new plant specimens and animal species were observed and illustrated on this maiden voyage. This reading enabled astronomers to find the distance of the Sun from the Earth, which then could be used as a unit of measurement in calculating the parameters of the universe.Ĭook's achievements on Endeavour were numerous, including the accurate charting of New Zealand and Australia and successfully navigating the Great Barrier Reef. He commanded a crew of 93 men, including 11 scientists and artists.Ĭook's main objective, tasked by the British Admiralty and the Royal Society, was to observe the Transit of Venus at Tahiti. Image credit: NASAĮndeavour was named after a ship chartered to traverse the South Pacific in 1768 and captained by 18th century British explorer James Cook, an experienced seaman, navigator and amateur astronomer. Image left: Space Shuttle Endeavour blazes into the night sky on mission STS-113, the 19th for Endeavour, and the 112th flight in the Shuttle program. In May 1989, President George Bush announced the winning name. They were asked to select a name based upon an exploratory or research sea vessel. Authorized by Congress in August 1987 as a replacement for the Space Shuttle orbiter Challenger, Endeavour (OV-105) arrived at Kennedy Space Center's Shuttle Landing Facility on May 7, 1991, piggy-backed on top of NASA's new Space Shuttle Carrier Aircraft.įor the first time, an orbiter was named through a national competition involving students in elementary and secondary schools. Jay has mentored close to 150 dancers, using movement to instill positive values and life lessons. He also had the opportunity under Boogiezone, to learn and perform alongside Napoleon and Tabitha (Nappytabs), Emmy Award-winning choreographers who are best known for their choreography on the television show So You Think You Can Dance. Jay’s other accomplishments include providing artistic direction for the opening ceremony of the first inaugural Youth Olympic Games, Artistic Director of Hip Hop Connxion Indiana, and founder/director of the ‘Jaywalkerz’ an Indiana based kids hip hop dance company. He became Artistic Director of NTU MJ Hip Hop and eventually produced and directed a 2-hour dance musical production involving 120 dancers in the company. Jay found his first dance family with Singapore’s Soka Youth Dance Crew and has competed and performed internationally. You'll see steady improvement week after week, and before long, your child will fashion their very own style and creativity.Īnd of course, we play only clean music selections that are always family friendly. If your child is interested in learning hip hop dance, we will teach them the most important aspects of this type of dance, which is known for being incredibly exciting, fashionable, and "hip." Kid's hip-hop dancing is quickly becoming a part of mainstream dance culture if it hasn't already done so. Hip-hop dance is often dismissed as little more than a passing craze, though it has been around since the 1960s and is still popular. Hip Hop Classes For Kids: Not a fad, an art form. However, all they know, though, is that they are enjoying themselves. If you're looking to get your youngster into shape, this class is for sons and daughters. Later, the class focuses on funk and hip-hop techniques and a lot of choreography to help the students enhance their expressive ability.Īn effort is required, and your child will get a terrific workout. Hip Hop Classes For Kids: Develops amazing core strength.Ī hip-hop dance class for children ages 8–11 begins after a thorough warm-up, students work on strengthening their core muscles, which are essential for body control and the development of sound dancing techniques and a strong sense of rhythm. 8/12/2023 0 Comments Clock tower 3 iso usaBixby Vision for accessibility - Scene describer mode currently supports English (US), French, German, Italian, Korean, Mandarin Chinese, Portuguese, Russian, and Spanish (Spain). Spoken assistance feature and Audio Description feature are supported on One UI 5.0. Using Flex mode when device is on a flat, even surface is recommended because maintaining Flex mode may be difficult when device is shaking or moving in any way.Ĩ. Results of images may vary depending on camera specifications of the device. Features mentioned above may not be available depending on the model (supported on Flip3, Flip4). 160˚) may result in switching to main display and front camera. Exceeding the free-standing angle (over approx. Features mentioned above may not be available depending on the device model.ħ. Features mentioned above may not be available depending on the device model.Ħ. Features mentioned above may not be available depending on the device model. Results of Nightography may vary depending on camera specifications of the device. Group sessions and the availability are subject to change.ĥ. Group Sessions will be capped to a limited number of Spotify Premium users in any one session. Group Sessions are for Spotify Premium users only. Live sharing on Spotify is called as Group session. Live sharing on YouTube Music will be available in December 2022. Some of live sharing supported apps may require specific subscription conditions. Users may need to update YouTube and Google Meet to their latest versions. Availability of live sharing and its supported apps may vary by country and device. Google Meet and YouTube are trademarks of Google LLC. Video quality may vary depending on the number of participants, network conditions, country and carrier.Ĥ. Google Meet is a trademark of Google LLC. Available functions may vary depending on the device, country, region, or carrier. Split screen view of the same type of documents of Microsoft 365 only available on Galaxy Fold, Galaxy Z Fold series and Galaxy Tab with RAM size above 3GB and Android OS version above P (9.0).ģ. Required to be logged in to a Microsoft account. Taskbar is available only on Galaxy Z Fold series or Galaxy Tab.Ģ. 3 way split screen view only available on Galaxy Fold, Galaxy Z Fold series and Galaxy Tab S series devices. Multi Window (split screen view or pop-up view) availability may vary depending on application. 8/12/2023 0 Comments Notion evernoteA third issue is the typical bias of AIs - a bias that is rooted in the training material it receives to build its network, so it can't be avoided easily. Another example is the lack of links to the sources, which makes it impossible to check the validity. Examples are false answers, answers to which the AI stubbornly sticks even if shown proof of being wrong. But this can be seen from different views - the current hype around Chat GPT is ignoring some of them. Check information from multiple sources / do things in person if you can - while it's not the Singularity we're expecting, I think our society just got disrupted big time. And what about those messages from family members that sound exactly like they should / audio clips of celebrities endorsing views that you support? Any chance a virtual 'you' might generously give your savings to an (un)deserving cause?įrom this point on you can accept nothing as being factual. The possibilities are genuinely frightening - especially when you consider the said device could be given deliberately misleading input information or just flat out asked to influence opinions in one direction or another. Why in the world would you voluntarily connect your personal information (which includes anything you say or type into it) with a global entity that is massively faster and smarter than you and any interface device (other than another similar entity) that you might be using? We're talking superhacker smarts here and I hope browser manufacturers are ready for it. With the release of GPT4 I'm firmly in the torches and pitchforks group. Or a little checkbox in account settings defining my account as a no-go zone for any AI bot. My conclusion: If EN would go down this trail, I would like to know exactly what they do, how they do it and if the implications were thoroughly analyzed. This is not in the meaning that it is computer readable like in a database, but it is integrated into the AIs brain, building the patterns stored there. This has 2 implications: The bad practice is probably by far overwhelming, the good practices are related to use cases that are implicit and not declared and even in the best of all worlds part of the data will burn itself into the neural network, starting a second life there. one must feed the AI with a huge volume of data - like the data of ALL users. To train an AI to assist EN users with say filing, tagging, creating good note titles, write better searches etc. Often the „best“ results (in terms of stability) are as well the ones that carry the most baggage in form of „prejudice“ - AI bots have been proven over and over to be biased, worse than any living racist, homophobe or psychopath. You can run it a million times, and you get a million different results. This is one of the big issues with AI (and explains why genius and idiocy reigns side by side), the inability to QA the outcome. This means that a technically identical AI hardware, fed with the same set of data will build a different representation of the data. It derives metainformation from the training data it is fed, and it does so in ways that can’t be understood or reproduced. AI is usually trained using a huge volume of data. While that sounds a little wild, it wasn't totally insecure - one of my colleagues got fired on the spot for writing down frequent-caller user details so he could "save an interesting observation. (My attitude to privacy is a little complicated - I started tech support back in the days when we could see users' accounts - passwords and all - in our admin screens, and one gentleman asked me to read a couple of his emails to him since his computer was broken. My favourite science expert Sabine Hossenfelder had a think recently about whether AI chatbots actually understand what they're processing - despite the blurb her conclusion seems to be that AI has a limited / partial understanding. Do you really want your private note data to be integrated into the centralized bot's self learning neural network?Ī lot of users were upset about a small number of actual humans having access to their data, but I'm not sure how widespread anti-AI feeling is going to be - where's the difference in your data being stored in digital form -vs- because of a particular pattern in that digital data it gets flagged as misspelt or needing to be moved to another notebook.? The trail is packed dirt for the majority of the trail. ICEBERG LAKE TRAIL: TRAIL SURFACE AND ACCESSIBILITY Since the trail takes about 5 hours to complete, you’ll want to make sure you stop here first! There are also pit toilets (heavily used) on the trail near the junction with the Ptarmigan Tunnel Trail and at the end of the hike near Iceberg Lake. On the way back to the parking area, there were plenty of people making their way onto the trail.Ĭlean restrooms (with running water) are located in the small visitor center in the front of the Swiftcurrent Motor Inn. We arrived early in the morning (around 7:00 am), which made the trail fairly quiet on the way out. This hike is popular, but the length tends to keep crowds away. This parking lot requires a short 3-minute walk to the trailhead and there are many spots available (with a high amount of turnover, so just drive around for a few minutes if you can’t find a spot). This parking area is small (only about 15 spots) so an alternative is to park in the lot for the Swiftcurrent Motor Inn. The main parking area for the trail is northwest of the Swiftcurrent Motor Inn. Directions from Logan Pass to the Iceberg Lake Trail (this will take about 70 minutes, provided you drive straight there and don’t stop at any sights along the way!).Directions from Mary, MT to the Iceberg Lake Trail (this will take about 40 minutes without traffic).If you are camping, the Many Glacier Campground is a great option to consider in this area. After arriving in Many Glacier, continue past the Many Glacier Hotel toward the Swiftcurrent Motor Inn. Mary, MT on Highway 89 to Babb and then follow signs west to Many Glacier. To access Many Glacier, head north from St. The Iceberg-Ptarmigan Trailhead is in the Many Glacier area of the park. Iceberg Lake Trail parking area, courtesy of the National Park Service PARKING AND TRAILHEAD FOR THE ICEBERG LAKE TRAIL With over 16 pages of information, our Glacier National Park itinerary covers everything you need to know to get started with your planning, including Glacier National Park maps, hiking information, where to stay and information on camping in the park. Restrooms: Located at the trailhead and on the trail.Watch out for: Mosquitoes, bears, sun exposure.To beat the crowds: Arrive before 9:00 am or after 3:00 pm.Best time of year to hike: Summer to fall.However, this turned out to be one of our favorite hikes of the park! ICEBERG LAKE TRAIL DETAILS Hiking 10 miles is not something that our family typically does, and as you can imagine, our kids are not usually overly excited to head out on a hike this long. However, for those that are willing to take on the trip, they’ll enjoy breathtaking scenery along the entire route, a waterfall, several river crossings and an emerald-green, glacier-fed lake, complete with icebergs! At just under 10 miles (round trip), you’ll have to work to get there. The Many Glacier area of Glacier National Park is full of great hikes, and the Iceberg Lake Trail is definitely one of the best. Personalized National Park Posters (WPA Style) |
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